Tips For Change Money Advice For Recent Grad

Hi All,

Welcome to another post! We are really focussed on helping you with money saving tips and debt reduction. As a financial coach I find it easier to stay out of debt then trying to dig your way out. Especially if you live in the US we are going to have to struggle with some financial turmoil by the looks of it. Lets see what the next week brings. Last night we enjoyed the day of the dead with our friends at La Carreta and my daughter got to hear Los Couplianos from the mariachi band. Always a good time. Now lets get to those TIPS!

Money Advice for Recent College Graduates

Graduating from college can easily be considered one of the most exciting times of your life. It is the moment when you feel like you are truly separating from childhood and moving into adulthood. It is also a time when you will begin learning about finances through personal experience, as well as through trial and error. Here are a few tips to help you on your way as you make your way into the world as a recent college graduate.

Know What You’ve Got to Work With

When you are stepping out of college and into what is often referred to as the “real world”, some of the best words of advice is to be knowledgeable about your finances. Keep track of what you are earning. Be mindful of your expenses, and learn to juggle where necessary. Knowing what you have and what you need to have is the first step.

Look Outside the Box

Times are not the same for new graduates as they were for our grandparents or even parents. In the former days, an individual could choose a career and plan to be in it for the remainder of their working years. It is now different. Graduates should be encouraged to keep their eyes and ears open, and always be willing to look outside the box when it comes to finances. Be willing to research new financial avenues, even in areas that are new and unfamiliar to you.

Never Underestimate the Value of Good, Hard Work

There will never be any substitute for a good work ethic. Being an individual who is willing to work hard will make you stand out among your peers. If you are put into a group of new graduates who all have the same skills, your work ethic will not only make finding a job more accessible, but will also help you to keep it longer once it is yours.

Avoid Burdening Yourself with Debt

One mistake that adults both young and old often make is getting into debt. As a recent college grad, you likely already have student loans to pay back, so avoid getting into further financial debt. Be careful to live within your means, and don’t stretch yourself too thin financially.

Consider Your Future

While you are enjoying your youth and your newfound freedom, don’t neglect to prepare for the future. The years creep by faster than you can imagine, and many an individual wakes up one day as a middle-aged person without any savings. Right from the start, put aside some money each month towards your retirement. Even if it is a small amount, you have the advantage of your youth because your savings have more years to multiply than if you were to start later.

The world is at your fingertips when you are a recent college graduate. Enjoy your youth, but use this time wisely. If you can get control of your finances while you are at this stage, you will be a step ahead of the rest for years to come.

We have many more services to offer and I hope this has helped you in some small way. I would welcome you to join me as my client. Let’s connect soon. I love to talk.

I Help you create a clear plan to turn your dreams and goals into reality. To take consistent, productive action on your goals, Improve the goals when necessary and overcome any setbacks or obstacles that appear along the way. I want to be your your accountability partner. https://timfthomas.com/life-purpose-coaching/

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