One of the hardest parts of time management is learning how to set priorities. Sometimes it can feel like every last thing you need to do is an emergency. But the truth is, there are ways to organize your time and manage the tasks that you need to do so that you get them finished right when they need to be done without feeling overwhelmed or rushed.

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The hardest part about time management is making a real commitment to following a schedule. It can be especially difficult for people who want to work for themselves to work on any type of schedule.

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One of the very best ways to manage your time is to learn to say no. Saying no is a great way to control how you spend your time and take your power back. Most of us don’t know how to say no because our parents taught us very well not to say no. Many two-year-olds love saying no, but they are quickly taught that the word no is very unacceptable. But, it’s time to take back the power of no and earn more time in your day for doing what you really want to do.

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You’ve analyzed your past expenses, put them into spreadsheets, loaded Quicken or the method you chose with all of your data and come up with a budget. Now what? The tough part! You actually have to stick to your budget and put your plans into action. This is easier said than done. In many cases you will have forgotten about your budget and your financial goals 6 months or a year down the road. How do you keep this from happening to you?

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